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Finance Wheels and Tires with Affirm

Buy Wheels and Tires Now, Pay Later

You’ve been staring at those wheels and tires for weeks now. You know those rims are sweet and would be a major upgrade to your ride but could put a major dent in your wallet.  Those KMC wheels or Niche Sport rims may be more affordable than you think.

That’s because Wheelfire has teamed up with Affirm to provide financing that turns your aftermarket wheels and tires dreams into reality.

What is Affirm Financing?

Affirm is a payment option that allows you to pay over time in a fixed number of payments. Affirm is not a credit card or a revolving line of credit. It is a way for you to access the credit you need to get the wheels and tires of your dreams today.

How Does It Work?

Just shop Wheelfire for the best prices and selection on aftermarket wheels and tires. Wheelfire pioneered a custom fitment program that insures the wheels and tires you order will fit your car, truck, or SUV.

When you are ready to check out, just click the “Affirm Buy with Monthly Payments” button. You will be securely redirected to Affirm where you will be asked basic information to confirm your identity.

Affirm will instantly perform a “soft” credit check and send you a PIN to confirm your order. Just enter the PIN to view your monthly payment options. With Affirm, you always see the loan terms before you complete your purchase. Just pick the payment plan that fits your budget and click “Confirm Loan”. It’s just that easy. You will be automatically directed back to Wheelfire where your order will be processed and shipped.

Paying Is Easy

Your first payment will be due 30 days from the time Wheelfire processes your order. For the easiest payment, just select the autopay option.

If you aren’t on autopay, Affirm will email and text you a payment reminder. To make your payment:

  1. Log in to Affirm
  2. Enter your cell phone number to receive a personalized PIN
  3. Enter the PIN into the form and click Sign In
  4. Click the loan payment you would like to make, enter debit or ACH information and you are done!

FAQ’s About Affirm Financing for Wheels and Tires

Sure, it seems almost too good to be true. So we know you’ve got questions. Here are the most frequently asked questions about financing with Affirm.

How do you decide who to approve?
Affirm only asks for a bit of personal information. This includes: name, email address, mobile phone number, date of birth, and the last four digits of your social security number. Using this information, Affirm completes a “soft” credit check. Affirm looks at other data points, not just your credit history. This means you may be eligible for a loan even if you don’t have an extensive credit history.
Will Affirm’s credit check impact my credit score?
Affirm does a “soft” credit check. That means they verify your identity. A “soft” check does not affect a customer’s credit score. So when you apply for an Affirm loan, it doesn’t change your credit score.
What are Affirm’s fees?
Affirm does not charge an application or processing fee. They do charge interest on the loan of money you borrow. This interest may be at an Annual Percentage Rate (APR) of 10% to 30%. You will know your rate upfront before you make a purchase. This way you know exactly the cost for your financing. Affirm does not charge any hidden fees and they do not charge any annual fees.
How is interest on an Affirm loan calculated?
Affirm calculates the APR of your loan using simple interest. Simple interest is calculated as follows:

Interest Rate   X  Loan Amount   X   Number of Months Loan is Outstanding

Simple interest is very different from the compound interest charged on credit cards. Compound interest is calculated on the loan amount and the accumulated interest on the loan from previous periods. Compound interest is like “interest on interest,” and this can actually increase the loan amount. Affirm does not use compound interest.

My rate seems high. Why is that?
Affirm determines your APR based on its evaluation of a number of factors. This includes your credit score and other data about you. If you don’t have an extensive credit history, you may still be eligible for a loan from Affirm.
If I pay with Affirm, do I still get freebies?
It doesn’t matter how you pay for your wheel and tire package. Whether you use Affirm, PayPal, debit or credit card to pay for your complete wheel and tire package you still get:

  • Free FedEx Shipping
  • Free Mounting
  • Free Balancing
  • Free Install Kit

Stop dreaming and start rolling on custom wheels and tires from Wheelfire.

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